Cover for every stage of life
INSURELOANSA offers insurance, medical insurance, pet insurance, legal cover, vehicle tracking, personal loans, and debt consolidation — with a licensed advisor guiding every step.
Get a free quoteFAIS-licensed, advisor-guided
Funeral Cover
Affordable, fast-paying cover that ensures your family can honour your life without the financial burden of funeral costs.
- Cover from as little as a few hundred rand per month
- Pays out quickly — typically within 48 hours of claim approval
- Covers immediate family members
- No medical exam required for entry-level cover
Life Insurance
Comprehensive cover that pays a lump sum to your beneficiaries, protecting your family's financial future when it matters most.
- Lump-sum payout to nominated beneficiaries
- Covers death, disability, and critical illness (product-dependent)
- Premiums tailored to your age, income, and cover needs
- Full needs analysis ensures the right cover amount
Retirement Annuity
A tax-efficient vehicle for building retirement income — with flexible contributions and long-term investment growth.
- Contributions are tax-deductible (subject to SARS limits)
- Flexible contribution amounts — increase or decrease as needed
- Funds are protected from creditors
- Managed by licensed retirement fund administrators
Legal cover, loans, medical, pet & vehicle tracking
We connect you with trusted partners for these products. The partner conducts their own assessment — INSURELOANSA earns a referral fee on successful applications.
Legal Insurance
Legal insurance that covers your legal fees for civil, labour, and criminal matters — from R145 a month. We connect you with a licensed legal insurer.
- Cover from R145/month — LegalWise Gold confirmed pricing
- Civil, criminal, and labour matters covered
- No waiting period on any plan
- 24/7 telephonic legal advice included
Personal Loans
Personal loans from R2,000 to R300,000 through African Bank and RCS. We connect you with the right lender — they conduct their own credit assessment.
- R2,000 to R300,000 — flexible loan amounts
- Terms from 12 to 60 months
- Fixed interest rate for the full term
- Indicative repayment shown before you apply
Debt Consolidation
Combine all your debts into one lower monthly payment through DebtBusters — South Africa's largest debt management company. Free assessment, no obligation.
- One lower monthly payment for all debts
- Average interest rate reduced from 21% to ~3%
- Legal protection from creditors while under review
- 150,000+ South Africans helped since 2004
Medical Insurance
Hospital plans and gap cover from R400/month. Not a medical aid — covers hospitalisation, surgery, ICU, and emergencies at private hospitals. 5 providers compared.
- Private hospital cover from ~R400/month individual
- Emergency cover from day one — no waiting period
- No medical aid required — standalone cover
- Pre-existing conditions covered after 12-month exclusion period
Pet Insurance
Cover your dog or cat for vet bills, accidents, and illness. Plans from R80/month. No network restrictions — use any registered South African vet.
- Accident and illness cover from ~R80/month
- No vet network restrictions — any registered SA vet
- Cancer treatment covered on illness plans
- Routine care (vaccinations, deworming) on comprehensive plans
Vehicle Tracking
Track your vehicle 24/7 and get stolen vehicle recovery. Subscription plans from R89/month. Most major SA insurers offer premium discounts for tracked vehicles.
- Live GPS tracking from ~R89/month
- Stolen vehicle recovery (SVR) service
- Insurance premium discounts with major insurers
- No installation appointment needed on select plans
Insurance products are subject to a full FAIS-compliant needs analysis by a licensed advisor before any recommendation is finalised. Referral products (legal insurance, personal loans, debt consolidation, medical insurance, pet insurance, vehicle tracking) are provided as a referral service — the partner conducts their own independent assessment. INSURELOANSA is an authorised FSP regulated by the FSCA.
View our compliance & regulatory information →Not sure which product is right for you?
Start a quote — our process will help you identify the right cover for your needs, and a qualified advisor will guide the final recommendation.
Start a free quote